FIRE Number Calculator

Financial Independence, Retire Early.

📜 The Origins

The FIRE movement isn't about being rich; it's about freedom. This tool uses the '4% Rule' from the Trinity Study to calculate exactly how much you need to never work again.

🚀 Master the Tool

Input your annual expenses and your current savings. We'll show you your 'FIRE Number' and estimate how many years of freedom you've already 'bought'.

F.I.R.E. Countdown
Financial Independence, Retire Early.
$
$
$
7%
4%

Standard rule is 4% (25x expenses).

Your Freedom Number
$1,000,000
(25x Expenses)
Time to Freedom
18 Years
by 2044

Pro Tips

01Lowering your expenses is more effective than raising your income.
02Index funds are the engine of FIRE.
03Your 'LeanFIRE' number is your absolute survival minimum.

The Fine Print (FAQ)