FIRE Number Calculator

Your FIRE Results

FIRE Number: $0

Years to FIRE*: 0 years

Monthly Investment Needed: $0

How This Works

Your FIRE Number is calculated as: Annual Expenses ÷ Withdrawal Rate.

The 4% Rule suggests you can safely withdraw 4% annually from investments without depleting your portfolio.

*Years to FIRE assumes 7% annual returns and 3% inflation (4% real return).

About This Calculator

The FIRE Number Calculator helps you find your Financial Independence/Retire Early target. Discover how much you need to save to retire on your terms, and how long it might take to get there.

How It Works

Annual Expenses: Enter your yearly living costs.
Withdrawal Rate: Choose a safe withdrawal percentage (4% is standard).
Current Savings: See how close you are to your FIRE goal.
Results: Get your FIRE number, years to FIRE, and monthly investment needed.

Frequently Asked Questions

What is the 4% rule?

It's a guideline for safe withdrawals in retirement.

Can I change the withdrawal rate?

Yes, adjust for your risk tolerance.

Does this account for inflation?

Yes, years to FIRE assumes 3% inflation.

Is my data saved?

No, all calculations are local and private.